Over the last 12 months it seems I am hearing more and more about different types of Wire Fraud occurring. Sometimes fraudulent wires are sent from instructions from a spoofed email or you might have an account holder that has been instructed to deposit a fraudulent check and wire a portion of the check amount out. Whatever the reason, this growing issue has come up on the EPCOR Education Committees radar and we are developing tools and webinars to talk about what is going on. Earlier this year EPCOR came out with a Wire Audit Checklist for institutions to utilize when periodically doing a review of their Wire Transfer Area. Doing a periodic review can help an institution identify breakdown in procedures, lack of dual control and other important factors when we talk about wires. EPCOR is also having a webinar on July 11th to talk about this growing concern. We have asked a panel of three EPCOR members to join the webinar to discuss what methods they are utilizing to combat and mitigate wire fraud. I hope other EPCOR members can join in to the webinar to listen to what is being presented but more importantly to express your comments and ask questions directly to our panelist.