As a reminder, the following ACH Rules changes will be implemented Friday in support of NACHA’s efforts to improve the overall quality of the ACH Network.
- The return rate threshold for unauthorized debit entries (R05, R07, R10, R29 and R51) will be reduced from 1% to 0.5%
- A new return rate level of 3% will apply to debit entries returned for administrative or account date errors (R02, R03, and R04)
- A new return rate level of 15% will apply to all debit entries (excluding RCK) that are returned for any reason