Special thanks to @Deanna Jewell , AAP, APRP, Senior Analyst, Payments Risk & Compliance for helping me write this blog! EPCOR’s Advisory Services...
The payments ecosystem isn’t just changing, it’s accelerating rapidly. From instant payment rails scaling to handle multi-million-dollar transactions to the ACH Rules continuing to evolve to address fraud, sanctions and international processing, financial institutions are facing a pivotal...
Nacha’s Payments Innovation Alliance is kicking off 2026 with a fresh lineup of leaders ready to shape the future of payments. Comprised of elected members across five advisory committees, this group brings a mix of expertise, vision and real-world experience to help guide the Alliance and its...
💘 Hoot-E Says... “Tell Us Someone Who Makes Your Heart Soar!” Whether it’s your significant other, kids or pets, visit one of our social media pages ( LinkedIn , Facebook , Instagram or Threads ) and tell us who makes your heart soar for a chance to...
Instant payments in the U.S. are entering a new phase of maturity. According to the 2025 Instant Payments Adoption Outlook , a quantitative study conducted by the U.S. Faster Payments Council (FPC) in collaboration with Federal Reserve Financial Services, many financial institutions...
Business units often focus on their core responsibilities, bringing specialized expertise to their organization. While this can make day-to-day operations efficient, it can create gaps when responding to fraud incidents. Without coordination, responses can be slow, inconsistent or ineffective,...
Think high-end chocolates and dozen-rose bouquets are hard on your wallet? Today’s heartbreak comes with a much steeper price tag. Romance scams are on the rise, and the losses aren’t small change. According to the Better Business Bureau , romance schemes surged in 2024, generating tens...
Visit one of our social media pages ( LinkedIn , Facebook , Instagram or Threads ) and finish the sentence for your chance to win a Hoot-Efied 2026 desk calendar. Also, congratulations to our winners from 10 Days of Giving , we want to thank everyone...
EPCOR is in a unique position to give you a glimpse into top ACH compliance issues given the volume of ACH audits and risk assessments we conduct each year, coupled with our direct membership with Nacha. Not only can we see where our members might be stumbling, but Nacha also shares aggregate...
Crypto ATMs have moved from a niche curiosity to a more mainstream presence since the first machine was installed in a Vancouver coffee shop in 2013 . Over time, they’ve become more widely available, particularly in the United States, which now hosts a large share of these machines. ...