If you’ve ever watched movies like The Terminator , you know the fear — artificial intelligence (AI) taking over, humans sidelined…even in the payments space. Using AI in the industry is a double-edged sword. It’s hard not to see the benefits of AI as a tool. It can spot fraud faster than...
The following article originally appeared on October 7, 2025, on AmericanBanker.com. Financial institutions went into 2024 already juggling seismic change. Throughout the year and into 2025, executives were forced to prioritize trade-offs between growth, innovation-fueled...
This season, we’re stuffed with gratitude! Tell us about one of the kindest people you know — someone you’re extra thankful for — and share what makes them so special. Comment on any of our social channels ( LinkedIn , Facebook , Instagram or Threads ) for a...
Special thanks to @Trevor Witchey , AAP, APRP, NCP, Senior Director, Payments Education for helping me write this blog! ...
Nacha issued ACH Operations Bulletin #3-2025 on September 11 th announcing that, beginning in October 2025, proof of audit requests will move to an automated process and will be sent directly to the ODFI, which must provide the requested documentation. This change will make requests...
EPCOR Payments Conference – Fall 2025 hit all the right notes, bringing together nearly 300 payments professionals and industry experts for three days of high-energy education, networking and insights into the latest trends shaping the payments landscape. From preconference workshops to deep...
The Federal Reserve Bank (FRB) on October 9 th and Nacha on October 14 th announced rule and regulatory updates that could impact your organization. Leading up to these announcements, both the FRB (in 2024) and Nacha (in 2024–2025) released Requests for Comment (RFCs) and Requests...
An Accredited Payments Risk Professional (APRP) is an individual who has demonstrated a comprehensive knowledge of risk management strategies, concepts and mitigation techniques within the payments ecosystem. Earning the APRP credential demonstrates a mastery of the complexities of risk...
Special thanks to @Marcy Cauthon , AAP, AFPP, APRP, NCP, Senior Director, On-Demand Education for helping me write this blog! EPCOR saw...
The old saying “garbage in, garbage out” holds true when it comes to audit results. Most audit processes require organizations to provide a list of requested documents for review by your auditor(s). Based on experience, if the staff handling the documentation is unfamiliar with your processes,...